From food to clothes to the latest gadgets, every shops for both necessities and for pleasure. And we all enjoy getting a good deal.  Fortunately, American Express enters into agreements with countless companies that further sweeten the benefits for their members.  Below is a listing you should be taking advantage of, if you are not already.*

Amex Offers.
Want to shop at Whole Foods and save $10?  Or buy Diesel jeans and save $50? Forget coupon clipping.  Just go to a store and make a purchase and receive credit on your statement.  Amex makes it easy.  Just log-in to your account at americanexpress.com, open up your Amex phone app, follow them on Twitter, Facebook, Foursquare, or TripAdvisor and find out what businesses are offering deals with Amex Offers.

InCircle.®
Do you shop at Neiman Marcus, Bergdorf Goodman, Horchow, Cusp, or Last Call?  Connect your card with their InCircle program and receive one InCircle point for each dollar spent.  For every 10,000 points, you’ll receive a $100 InCircle Points Card.  To enroll, just call your Amex card concierge number listed on the back of your card.

Return Protection.
Have you ever bought something but decided that you didn’t need it after all, but before you can return it, life happens and then you’re outside the return policy?  Don’t worry.  If you purchased an item with your American Express card and try to return it in 90 days, but the company won’t let you, Amex will reimburse you up to $300 for the purchase, and up to $1000/ year.

Purchase Protection. 
Nothing is more frustrating than accidentally damaging a new item, or worse, having it stolen before you really get to start using it.  Don’t worry. Amex has you covered up to 90 days after your purchase.

Extended Warranty. 
Sometimes things break right as the manufacturer’s warranty expires.  Amex can provide an additional year of warranty coverage to make sure you enjoy your purchase even after the manufacturer stops theirs.

Amex Auto Purchasing Program. 
In the market for a new or used car?  Utilize American Express’ auto program to find your vehicle at one of 7,000 dealers that accept American Express.  Use your card to make a down payment, or to pay-in-full.  Dealer’s in the program also offer a Guaranteed Savings Certificate guaranteeing your lower price.  Visit amexnetwork.com/auto

*For specific, and up-to-the-minute, information about this and all American Express benefits, please visit americanexpress.com and log-in to your account.